Bridging Underwriter

Are you a skilled Bridging Underwriter looking for a dynamic role in a broker-focused environment? Our client, a leading financial institution, is seeking a talented individual to join their team in either London or Manchester. You'll be working closely with brokers to ensure timely and efficient bridging finance solutions for their clients.

This is an exciting opportunity with a salary range of £55,000 - £65,000, plus an additional bonus of £5,000 - £10,000. The role offers a hybrid work pattern, allowing for flexibility and a great work-life balance. Enjoy a comprehensive benefits package including private medical insurance and career development opportunities.

Our client is a prominent player in the financial sector, dedicated to providing exceptional service and building strong relationships with brokers. They pride themselves on their commitment to teamwork, integrity, and delivering outstanding results for their clients.

As a Bridging Underwriter, you will:

• Make lending decisions in line with Credit Risk Policy and individual mandate levels.
• Ensure compliance with internal underwriting policy and regulatory requirements.
• Collaborate with Internal Sales to progress cases from Decision in Principle (DIP) to drawdown.
• Prepare detailed Credit Papers and present propositions to the Credit Committee.
• Instruct valuers and solicitors, and ensure all loan conditions are met efficiently.
• Accurately record loan information in the bank’s electronic systems.
• Handover complete files to the Servicing teams Loan Administrators post-completion.

Package and Benefits:

The Bridging Underwriter will enjoy:

• Annual salary of £55,000 - £65,000.
• Bonus ranging from £5,000 - £10,000.
• 26 days holiday plus 2 wellbeing days.
• Contributory pension scheme.
• Life insurance, income protection, and critical illness cover.
• Private medical insurance and season ticket loans.
• Opportunities for career development and sponsorship for relevant qualifications.

The ideal Bridging Underwriter will have:

• Previous experience in bridging, underwriting, or lending within the property environment.
• Strong professional communication skills for interacting with businesses and colleagues.
• A solid understanding of the regulatory environment.
• Experience liaising with introducers and external customers.
• A high level of motivation and commitment to customer service.
• Excellent time management skills and attention to detail under pressure.

If you have experience or interest in roles such as Property Underwriter, Loan Officer, Credit Analyst, Mortgage Underwriter, or Lending Specialist, this Bridging Underwriter position could be the perfect fit for you.

If you're ready to take the next step in your career as a Bridging Underwriter, this role offers an excellent opportunity to work in a supportive and dynamic environment. Apply now to join a team that values integrity, teamwork, and exceptional service.