Underwriter - Commercial Combined

Commercial Underwriter

Purpose of Role/Job Overview:

Commercial Combined/SME Underwriter business on a presentation basis

Underwriting a high volume of Commerical Combined / SME enquiries, average premium is circa £3,000 with a potential to write up to a premium of £100,000.

As a Commercial Underwriter, you will possess the ability to interpret policy / endorsement wordings and have experience in writing own or modifying existing wordings.

Once trained it is expected that the position of Commercial Underwriter will be fairly autonomous, working to achieve personal underwriting targets.

Commercial Underwriter Requirements:

Must have a Minimum of 3 years’ Commercial Undewriting experience.

Preferable Cert CII or part qualified.

As a Commecial Underwriter, you must have experience of determining policy terms and calculate premiums in line with both in-house authority limits and insurer binding authority agreements.

Demonstrate your contribution to loss ratio control by effectively adhering to Company's underwriting controls.

To positively reinforce and display company values and to actively drive the business forward in achieving its objectives.

Experience in writing high risk and hard to place business is desired but not necessary.

Existing broker relationships that would support in this role is desired, but again not necessary.

Commercial Underwriter Key Accountabilities

Meeting and where possible, exceeding brokers service levels and expectations.

Identifies cover and hazards that will impact on the acceptance, pricing, or terms applicable to a risk.

Understands the impact of claims and risk management on the performance of a case and demonstrates an ability to review taking these factors into account.

Build and maintain strong relationships with key trading partners to maximize influence.

Support the development and operation of sales campaigns to drive the acquisition of profitable business.

Other Activities, Duties and Responsibilities for Commerical / SME Underwriter:

Maintain and develop market awareness.

Maintain good working relationships with all internal departments.

Maintain an open communication ethos with colleagues and managers.

Demonstrate "model behaviours"

Comply with all legal, regulatory, and contractual requirements to ensure obligations are met.

Contribute to wider business activities.

Operate within individual underwriting authorities and guidelines.

Along with our client, we are committed to a diverse workforce and as such recruit from a wide available pool of talent, with the hiring, assessment and selection process being fair, free from bias and one which ensures the right person is selected for the job, based on merit. We treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.

A copy of our D&I policy can be made available upon request.